Budgeting advice and Information  

It's advisable to manage your money whilst at university and get in the habit of doing this early on.  

To start off, it's a good idea to set yourself a budget. We've put together a simple budget planner |to give you a better idea of your income and expenditure, and ultimately your shortfall or surplus, whilst you are at university.

You can also do some calculations by using our online budget calculator.|  Alternatively you could visit the Student Money Budget Planner|. 

When you have an idea of typical costs, you can begin to work out your own personal budget to ensure you can pay for the essentials without worrying. You should:

• be realistic about your spending patterns 
• avoid underestimating 
• not forget to include occasional payments such as haircuts 
• write things down in a "spending diary" if you're unsure where your money goes each week.  

If you want to prevent unmanageable debt, you must spend more time balancing your books.  You will then have a much more accurate picture of your finances and it could highlight areas where cutbacks could easily be made. 

Once you have all the funding you can get and you still feel your finances are getting the better of you or you need help with your budgeting, please come and see either our Debt Adviser |or Student Funding Advice team|.   We also have a range of factsheets| providing information from debt collectors to credit rating

Plus, remember your overdraft facility is a limit and NOT a target!  

 

Discounts - and ways to save money.

As a student you will be able to obtain discounts on many different things. For details of discounts available for students visit:

• dealsforstudents
• Young persons Railcard
• National Express Coach card
• Money saving Expert
• Cheaper NHS prescriptions
• Moneynet
• Moneyfacts
• National debt line

Suggest a link

If you know of a good website relating to finance & money matters (student or otherwise), e-mail us at: Student.funding@solent.ac.uk| and we'll try to add it to our list.

Disclaimer

Please note: The external links are intended as additional sources of information.  Southampton Solent University does not endorse and accepts no responsibility for the content of any external links. Every effort has been made to ensure that the information contained on these sites is correct.  However, Southampton Solent University  cannot accept responsibility for situations, events or circumstances arising out of any individuals acting on information contained therein.